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About2023-10-20T13:28:40-08:00

With over 25 years of experience in in the financial industry

Our firm has over 25 years of experience in the mortgage industry amongst our team. IMI Financial Group has built our business and reputation in the communities we live and work in by providing honest advice and over delivering when it comes to our clients’ financial needs.

Get Better Options And Rates A Lot Quicker With IMI Financial Group

  • First Time Home Buyers
  • Second Mortgages
  • Self Employed Mortgages
  • Switch Mortgages

  • Foreign Residents And Newcomers To Canada

  • Home Renovation Loans
  • Commercial Mortgages
  • Bridge Mortgage Financing

  • Investment Property Mortgages
  • Private Mortgage Lenders
home equity loans for families

98%

Approval Rate

Higher Approval Rates Than The Average Brokerages

88%

Savings

More Options Means More Savings For Our Happy Clients

99%

Customer Satisfaction

4.9 Star Rating With Over 140 Google Reviews.

Meet The Team

Get to know the people behind IMI Financial Group

Harman Sidhu
Harman SidhuPresident
Harman takes a vision and makes it reality through sound strategy development. After being in the finance industry for over 14 years, Harman created I.M.I Financial Group with one vision in mind; to be a one stop shop for his clients to meet their financial goals by providing Insurance, Mortgage, & Investment services.
Mike Zayas-Duran
Mike Zayas-DuranOperations Manager
Mike leads the team of Mortgage Brokers for I.M.I Financial. He prides himself in helping brokers and clients reach their goals. He takes time coaching and training brokers daily, ensuring that all brokers are well trained at all times. He also is passionate in when it comes to helping clients save money!
Ario Tootian
Ario TootianMortgage Broker
Ario has nearly 10 years of experience in the finance world with involvement in many different branches of work. With this experience he gained the skills necessary to be able to provide the best in service quality and customized financing options for all clients, particularly those who are self employed!
Victoria Kalitowski
Victoria KalitowskiMortgage Agent
Victoria has been working in various fields of business all her life. In addition to completing her Bachelor’s degree in biology, she has over 12 years experience working in management. By providing each and every client with her full attention and expertise, she crafts a product fit to their unique needs while supporting them each step of the way to a brighter future.

License Number: M21001242
Gurpreet Mangat
Gurpreet MangatDirector of HR
Gurpreet is the Director of HR here at IMI Financial Group and brings a variety of skills and knowledge to oversee all departments and teams. She specializes in talent acquisition, leading learning and development workshops, and overall performance revision. Outside of the office, Gurpreet loves to practice meditation and emphasizes the importance of self-care.
Sarpreet Khunkhun
Sarpreet KhunkhunMortgage Agent
Sarpreet has been working in finance for several years with an abundance of experience in multiple aspects of the industry. He specializes in helping his clients repair and restructure their credit while providing them with the education and tools for a positive financial future. Sarpreet takes pride in recognizing that no two clients are in the same situation.
License Number: M21001241
Gurinder Bansal
Gurinder BansalMortgage Broker
With over 20+ years of customer service experience, and 10+ as a Mortgage Broker I understand what it takes to satisfy customers. My passion is to find financing solutions for all my clients. I have been in the Financial Services industry for 17 years and have a broad and extensive amount of knowledge and experience. I believe that each client needs to be assessed on an individual basis which is why my focus is on a client’s entire financial situation. My background in Financial Planning allows me to look beyond just providing a mortgage, but to also offer additional financial recommendations in the process of finding a financing solution.
Michelle Pihowich
Michelle PihowichAdministrative Assistant
Amardeep Bhangoo
Amardeep BhangooMortgage Broker
Amar has over 10 years of experience in management and business. Additionally, he has recently graduated from university with a Bachelor’s degree in Business. With over 5 years of experience in the mortgage industry, Amar has achieved great success with helping his clients attain their goals and needs, and he takes great pride in helping clients acquire their dream homes as well as helping them overcome financial hardships and rebuild credit. He strives to provide a positive experience for each client and ensures each solution provided is tailored specifically for their needs.
Hardeep Grewal
Hardeep GrewalMortgage Agent
With over 15 years of experience in business, Hardeep has a great amount of success and experience helping individuals and businesses obtain their Goals and Needs. Hardeep has worked globally, but more specifically across Canada over the last 5 years. With this comes great knowledge about industries, and neighbourhoods, which helps him assure his clients Goals and Needs are being met, and the solutions are tailored to exactly what the client wants, and the clients are getting the best solution possible.
License Number: M22002510
Ishmeet Kaur
Ishmeet KaurMortgage Broker
Being post graduate in Finance and Marketing and licensed as a Mortgage Broker Under BCFSA (BC Financial Services Authority), Ishmeet understands the market trends offering Insightful advice to her clients. She has been in the financial industry for the past several years. She works one-on-one with clients throughout the entire mortgage process to ensure they receive personalized service and expert advice at all times.
Kiren Sihota
Kiren SihotaMortgage Broker
Anoop Bhangoo
Anoop BhangooMortgage Broker

Exceptional Advice For Things That Matter

mortgage-refinancing-solutions

We’re A True Partner

Our team of passionate advisors take one step at a time in creating a solution that fits your mortgage needs.

Debt Consolidation

Fast approvals for debt consolidation so you can focus on one singular payment instead of many

Mortgage Refinancing

Finding you the mortgage that fits your lifestyle and needs

Home Equity Loans

Consolidate debt, renovate your home and even make a significant purchase or investment

Looking for more services?

“I was diagnosed with a brain tumor and was in the hospital for months. Before that I was self employed so the bank wouldn’t help me because of my income statement. My credit cards all had high balances. IMI Financial Group was able to consolidate my credit and save me from my monthly payments of $2207.46 and get me $50k to do renovations for my home.”
Chris Debt Consolidation and mortgage refinance testimonial
Chris
  • How To Consolidate Debt Into A Mortgage Refinance In Canada

How To Consolidate Debt Into A Mortgage Refinance In Canada

By |March 6th, 2023|Categories: Mortgage Refinance|Tags: , , , , , , |

Feel bogged down and overwhelmed by debt? You're not alone, but fortunately there is a potential solution out there that could bring you some relief. If you have an ...

  • When you refinance a mortgage loan what happens

When you refinance a mortgage loan what happens

By |February 28th, 2023|Categories: Mortgage, Mortgage Refinance|Tags: , , , , , , , |

You may be able to get a lower interest rate, which could save you money on your monthly payments. You may also be able to get a shorter loan term, ...

  • When does it make sense to refinance a mortgage loan

When does it make sense to refinance a mortgage loan

By |February 23rd, 2023|Categories: Home Equity Loan, Mortgage, Mortgage Refinance|Tags: , , , , , , , , |

If your mortgage loan has a higher interest rate than the current market rate, or if you have an adjustable-rate mortgage (ARM) and rates are on the rise, it ...

Speak To An IMI Financial Group Specialist Today

Understanding your specific needs and objectives is important to us. Mortgage refinance, first time home buyers, reverse mortgage and home equity loans are our specialty. We listen and work together to create a truly unique and unforgettable experience.

“Our previous broker told us we were our of luck because of our consumer proposal. Had the chance to speak to the team at IMI and they were able to get us a private mortgage to pay off our consumer proposal early!.”

Ivy

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mike zayas duran mortgage refi expert
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